Bank transfers are a popular payment method at online casinos because they’re safe and familiar.
Unfortunately, though, bank transfers are not instant. If you’re looking for instant bank transfers, we recommend checking out a PayID casino. PayID typically offers instant transactions, unlike traditional bank transfers, which can take a few days.
But if you’re happy to wait, using a bank transfer at an online casino offers plenty of benefits! Our experts have compiled a list of the best bank transfer gambling sites.
We’ll also explain how bank transfers work at online casinos, discuss the pros and cons of using this payment method, and much more.
The Best Bank Transfer Casinos 2025
| # | Casino | Rating | Min. Deposit | Review | Total bonus | Play |
|---|---|---|---|---|---|---|
| 1 |
Lucky Circus Casino |
3.32 / 5
Review |
$30 | 3.32 / 5 | $10000 + 450 Free spins | Let's Play! |
| 2 |
Bitkingz Casino |
3.22 / 5
Review |
$30 | 3.22 / 5 | $7500 + 500 Free spins | Let's Play! |
| 3 |
Lucky7even Casino |
3.2 / 5
Review |
$30 | 3.2 / 5 | $3000 + 200 Free spins | Let's Play! |
| 4 |
BetandPlay Casino |
2.98 / 5 | $30 | 2.98 / 5 | $5500 + 300 Free spins | Let's Play! |
| 5 |
Ybets Casino |
2.8 / 5 | $10 | 2.8 / 5 | $8000 + 400 Free spins | Let's Play! |
| 6 |
Royal Coala Casino |
2.8 / 5 | $20 | 2.8 / 5 | $4000 + 500 Free spins | Let's Play! |
| 7 |
WinShark Casino |
4.64 / 5
Review |
$30 | 4.64 / 5 | $1050 + 250 Free spins | Let's Play! |
| 8 |
Rolling Slots Casino |
4.63 / 5
Review |
$20 | 4.63 / 5 | $4500 + 260 Free spins | Let's Play! |
| 9 |
Fun Bet Casino |
4.62 / 5
Review |
$15 | 4.62 / 5 | $750 + 200 Free spins | Let's Play! |
| 10 |
Rocket Spin Casino |
4.47 / 5
Review |
$30 | 4.47 / 5 | $5000 + 300 Free spins | Let's Play! |
| 11 |
Spins Heaven Casino |
4.45 / 5
Review |
$15 | 4.45 / 5 | $6000 + 200 Free spins | Let's Play! |
| 12 |
Wonaco Casino |
4.42 / 5
Review |
$15 | 4.42 / 5 | $3750 + 200 Free spins | Let's Play! |
| 13 |
Naobet Casino |
4.38 / 5
Review |
$15 | 4.38 / 5 | $750 + 240 Free spins | Let's Play! |
| 14 |
Rio Ace Casino |
4.38 / 5
Review |
$10 | 4.38 / 5 | $3650 + 350 Free spins | Let's Play! |
| 15 |
PlayAmo Casino |
4.37 / 5 | $10 | 4.37 / 5 | $1400 + 150 Free spins | Let's Play! |
Instant Banking Casinos We Recommend
Let’s take a look at some of our recommended bank transfer casino sites in more detail.
Weiss Casino
Rating: 3.22 / 5
Pros:
- Loyalty program
- Big welcome bonus
- 7,500+ casino games
- Huge range of crypto payments
- Innovative WEFT token
Cons:
- Minimum personal limits
- High wagering on some offers
- Some site pages are cluttered
Weiss Casino – best new site offering online casino banking deposits
Weiss is one of the newest online casinos offering bank transfer deposits and withdrawals for Aussies. It’s earned a strong reputation for user experience, helpful support, and its easy to navigate. If you’re after a fresh platform that supports direct bank payments, Weiss offers a secure and modern gaming experience.
Cash bonus with 1st deposit: $1000
1st deposit free spins: 80
Wagering: 45x (B) / 55x (B)
Wolf Winner Casino
Rating: 4.12 / 5
Pros:
- 2000+ games to play
- Huge welcome bonus
- Excellent rewards program
- Superb live dealer games
- Ongoing bonuses all year round
Cons:
- No iOS or Android app
- No Bingo Games
- Limited withdrawal options
Wolf Winner Casino – best for mobile play
Wolf Winner is perfect if you’re after a site that offers gaming on the go. Fully mobile-optimised and offering bank transfer as a payment option, it delivers convenience and flexibility. Whether playing pokies or live dealer games, Wolf Winner runs smoothly on all devices. And it supports secure bank deposits for simple account funding.
Cash bonus with 1st deposit: $2000
1st deposit free spins: 125
Wagering: 50x (B) / 50x (B)
FatFruit Casino
Rating: 3.37 / 5
Fat Fruit Casino – excellent game variety up for grabs
FatFruit Casino supports bank transfers and features one of the biggest game libraries you’ll find in Aus. There are over 9,000 titles up for grabs, from top developers. It’s a standout choice if you’re a fan of variety and love to check out new pokies, table games, and live dealer rooms. Bank transfers are accepted, though processing will usually take a few days.
Cash bonus with 1st deposit: $1500
1st deposit free spins: 200
Wagering: 35x (B) / 35x (B)
What is a Bank Transfer and What are Bank Transfer Casinos?
A bank transfer is a method of moving funds directly from one bank account to another. It’s done electronically and automatically by providing account details to facilitate the payments. You can move money locally, nationally or internationally. An international bank transfer is known as a wire transfer.
When you make bank transfer payments at an online casino, you transfer money from your personal bank account to the casino’s account. And vice versa for withdrawals.
A bank transfer casino is an online casino that accepts bank transfers as a payment method.
Can I Get an Instant Bank Transfer Casino in Australia?
While many players are keen to find instant bank transfer casinos, it’s important to understand that bank transfers to online casinos from Australia are rarely instant.
Because there are restrictions on Australian operators’ online casinos under the Interactive Gambling Act, online casinos operate overseas [1] ACMA – About the Interactive Gambling Act. So, traditional bank transfers often involve delays due to international processing times.
How Do Bank Transfers Work at Online Casinos?
Most online casinos that accept bank transfers require you to initiate a transfer using your online banking portal. After entering the casino’s banking details and submitting your payment, it can take 1 to 3 business days (and sometimes more) for the money to appear in your online casino account. This means that even if you’re using a bank transfer deposit casino, there’s usually a wait involved.
Some so-called ‘instant bank transfer casinos’ may say they offer an instant bank deposit. But this typically refers to internal processing. It doesn’t refer to the actual transfer speed from the bank to the casino (or vice versa). So, if you’re looking for an online casino deposit bank transfer, be prepared for delays.
Pros and Cons of Bank Transfer Casinos
Here are some advantages and disadvantages to consider if you’re thinking of playing at bank transfer online casinos.
Pros
- Bank transfers use robust encryption methods, ensuring safe transactions.
- Direct transactions between bank accounts help to reduce the risk of fraud.
- Many online casinos in Australia support bank transfers.
- Not using third party payment options helps reduce security threats.
Cons
- Deposits and withdrawals can take several business days to process.
- Higher fees compared to some other payment methods.
How to Deposit at Casinos with Bank Transfer?
Making an online casino bank transfer deposit is secure and easy.
Here’s a step-by-step guide to help you get started:
- Log in: Before you can make a transfer you need to log in to your casino account or create a new account.
- Head to the cashier’s section: Once logged in, navigate to the cashier or banking section of the online casino.
- Select your payment method: There will be a list of available payment options to choose from. Click on bank transfer and enter how much you want to deposit. Follow the prompts to make the transfer.
- Confirm the transaction: Once confirmed, just wait for the funds to appear in your casino account. Depending on your bank and the casino, processing can take a few business days.
How to Withdraw from Casinos with Bank Transfer?
Withdrawing from a casino using a bank transfer is also really simple.
Follow this step-by-step guide to get your winnings:
- Log in to your casino account: Like deposits, you need to sign in to the online casino to access your winnings.
- Navigate to the withdrawal section: All casinos have a cashier or banking section where you can request a withdrawal.
- Select payment method: Like for deposits, choose bank transfer for your withdrawal method and type in how much you want to withdraw and your banking details. This typically includes your account number, BSB and account name. You may also be asked for a SWIFT code, which you can find on your bank’s website or with a quick Google search.
- Confirm the transaction: Once you’ve confirmed the transaction, wait for the funds to be transferred to your bank account. This can take a few business days.
Note: Some casinos will only accept withdrawals to the same bank account you used to make your deposit.
Is it Safe to Use Bank Transfers at Online Casinos?
Yes, using a bank transfer at an online casino is considered safe.
Most banks in Australia use Transport Layer Security (TLS) encryption to protect your financial data during transactions.
Because banks and financial institutions in Australia are regulated by the Australian Securities and Investment Commission (ASIC) they need to meet strict security standards [2] ASIC – Banking.
Many banks also provide customer support via phone or live chat, and offer features for chargebacks and other buyer protection mechanisms.
Visit your bank’s security page for more details on their security features.
Bank Transfer Limits, Fees, and Charges
We’ve examined the limits, fees, and costs of using this payment option at online casinos.
Deposit Limits and Fees
The maximum deposit limit is typically set by the casino.
Depending on your bank, there can be a range of transaction charges and currency exchange fees.
Domestic bank transfers are often free, especially if you’re making an online transfer. But if you’re sending money overseas, the fees can vary. At some of Australia’s biggest banks, it can cost between $10 and $32 to make an international bank transfer [3] Wise – How to Transfer Money to Account.
In addition to bank transfer charges, the casino may pass on a small percentage cost to players for every transaction. Check with your local bank and chosen casino to avoid surprises.
| Feature | Detail |
|---|---|
| Maximum deposit | Varies by casino, typically $5,000 |
| Minimum deposit | Approximately $20 |
| Transaction fees | Varies – depending on your bank |
| Currency exchange | Applicable if using different currencies |
Withdrawal Limits and Fees
The maximum withdrawal limit is set by the casino – not your bank.
Like deposits, every bank will have different terms and conditions, including fees, for making transactions. We recommend checking with your individual bank to find out more.
| Feature | Detail |
|---|---|
| Maximum withdrawal | Varies – set by the casino |
| Minimum withdrawal | Set by the casino |
| Transaction fees | Varies – depending on your bank and casino |
| Currency exchange | Applicable if using different currencies |
Other Limits and Fees
There is typically no sign-on fees when you open a bank account, but depending on your bank there may be monthly service fees.
This can depend on the type of account you have and the individual fee structure of your bank.
For example, if you have an Everyday account with the Commonwealth Bank, your monthly account fees will be waived if you deposit at least $2,000 monthly. You also won’t pay a fee if you’re under 30 years old [4] Commonwealth Bank – Everyday Banking.
ANZ offers a similar feature. The bank will waive the Everyday account fee (usually $5 per month) if you make a deposit of $2,000 each month.
Bank Transfer Features, Apps, and Responsible Gambling
Bank Transfer Features
Transfers made through your bank allow chargebacks. So, if there’s a dispute on your account, you can ask the bank to investigate it and organise a refund.
Most banks usually have customer support options such as live chat and complaint services. Banks also feature advanced encryption technology to protect your transactions and personal data, and commonly support two-factor authentication.
Mobile App
Most Aussie banks now offer a banking app for download on your phone. These apps are usually available on both iOS and Android devices and include features like Touch ID, Face ID, PINs, email or SMS codes to log in or approve transactions, real-time transaction tracking and instant notifications.
Responsible Gambling
Banks often offer features to promote responsible gambling.
All the major banks (including CBA, ANZ, Westpac, NAB, St George and Bank of Melbourne) can set up a gambling block. You can usually activate this straight from your app. You can also contact your bank for support [5] Gamblers Help – Let’s Talk Gambling.
Can I Play Pokies with a Bank Transfer?
Yes, you can play pokies using a bank transfer. Once your cash arrives, you can get started playing your favourite games. Many online pokies bank transfer sites let you deposit this way, but it’s best suited to players who aren’t in a rush. E-wallets or prepaid options (think Neosurf casinos or PayID casino) can offer greater convenience with faster access if you’d prefer to get playing straight away.
Newest Bank Transfer Casinos August
| Rank | Logo | Casino | 1st Deposit Bonus & Free Spins | Minimum Deposit | Play |
|---|---|---|---|---|---|
| 1 |  |
Royal Coala Casino | 125% up to $800 100 Free spins |
$20 | Play |
| 2 |  |
Ybets Casino | 200% up to $2000 100 Free spins |
$10 | Play |
| 3 |  |
Lucky Circus Casino | 100% up to $1500 150 Free spins |
$30 | Read review • Play |
| 4 |  |
Bitkingz Casino | 150% up to $1500 100 Free spins |
$30 | Read review • Play |
| 5 |  |
Lucky7even Casino | 100% up to $750 50 Free spins |
$30 | Read review • Play |
| 6 |  |
BetandPlay Casino | 100% up to $1000 100 Free spins |
$30 | Read review • Play |
| 7 |  |
WinShark Casino | 100% up to $250 50 Free spins |
$30 | Read review • Play |
| 8 |  |
Rolling Slots Casino | 100% up to $800 100 Free spins |
$20 | Read review • Play |
| 9 |  |
Fun Bet Casino | 100% up to $750 200 Free spins |
$15 | Read review • Play |
| 10 |  |
Rocket Spin Casino | 100% up to $1000 100 Free spins |
$30 | Read review • Play |
| 11 |  |
Spins Heaven Casino | 400% up to $2000 100 Free spins |
$15 | Read review • Play |
| 12 |  |
Wonaco Casino | 100% up to $1500 50 Free spins |
$15 | Read review • Play |
| 13 |  |
Naobet Casino | 120% up to $750 240 Free spins |
$15 | Read review • Play |
| 14 |  |
Rio Ace Casino | 100% up to $830 100 Free spins |
$10 | Read review • Play |
| 15 |  |
PlayAmo Casino | 100% up to $400 100 Free spins |
$10 | Read review • Play |
How to Use Bank Transfer for Online Casinos
To make a transfer, you need to have an Australian bank account. If you need to open a new account with a bank, here’s how:
- Choose a bank: Do some research to find an account type and bank that suits your needs. As well as the major big four banks in Australia there are plenty of other established banks and credit unions to choose from.
- Fill out an application: If you’re over 18 and can show proof of address some banks will let you open an account online. Otherwise, you’ll need to visit a branch.
- Provide ID: You must prove your identity to open an account in Australia. That means showing government-approved ID like your passport or driver’s licence. If you don’t have these, some banks will accept other types of ID, but you’ll need two or more types (e.g., birth certificate and Medicare card).
- Wait for approval: Once your account is approved, you’ll receive your account details. To make a transfer, make sure you’ve deposited some money in your account!
The KYC Process
When you create your account you’ll need to undergo a KYC (Know Your Customer) check.
KYC is a standard practice in the Australian financial industry that helps prevent money laundering and fraud.
Licensed Australian casinos also implement a KYC process when you sign up for an account. Expect to be asked to submit your ID when creating your online casino account or the first time you make a withdrawal request.
Instant Bank Transfer Casino Australia: Best Bonuses and Promos
| Rank | Logo | Casino | Bonus & Free Spins | Minimum Deposit | Play |
|---|---|---|---|---|---|
| 1 |  |
FatFruit Casino | 100% up to 1500 $ 200 Free spins |
$30 | Play |
| 2 |  |
Spinoloco Casino Read review |
100% up to 1000 $ 50 Free spins |
$20 | Play |
| 3 |  |
Wolf Winner Casino Read review |
125% up to 2000 $ 125 Free spins |
$20 | Play |
| 4 |  |
Weiss Casino Read review |
100% up to 1000 $ 80 Free spins |
$20 | Play |
Are Bank Transfers Legal in Australia?
Yes, bank transfers are legal in Australia, including for online gambling transactions.
Because banks operate in a highly regulated industry, transfers are a secure way to make online casino deposits and withdrawals.
There are no specific restrictions on using bank transfers for online gambling in Australia.
Do Banks Disclose Tax Information?
Banks do have automatic reporting obligations to the ATO for large transactions. However, there is no tax on gambling winnings in Australia (unless you’re a professional gambler), so even if the bank reports your transactions, there’s no concern about paying any tax on your winnings.
Casinos won’t report on individual player data, but they usually report on general statistics.
Alternatives to Bank Transfers
If you’re looking for an alternative to making wire transfers to online casinos, here are our top picks that offer similar benefits.
| Payment Method | Highlights |
|---|---|
 PayID Casinos |
Near-instant bank-to-bank transfers using an easy identifier (email/phone), no account numbers needed. |
 Paysafecard Casinos |
Prepaid voucher system for anonymous, card-free deposits with fixed spending limits and strong privacy. |
 Revolut Casinos |
App-based e-money with multicurrency support and virtual cards for fast, controlled deposits and spending limits. |
 Visa Casinos |
Widely accepted card payments with quick deposits and strong fraud protections and verification options. |
How We Rate Bank Transfer Casino Sites
If you’re looking for a bank transfer deposit casino that caters to Aussie players, it’s worth noting that not all sites treat this payment method the same way. Our experts use a strict casino rating process to carefully review every online casino bank transfer option. We’re here to help make sure you get a safe, smooth experience, even if a bank transfer casino can take a bit longer than other methods.
Here’s how we evaluate the best casinos that accept bank transfer:
Accept bank transfers
We make sure the casino sites we recommend accept bank transfers for deposits and withdrawals.
Customer service
We check if the casino’s support team knows how to support customers who want to use this payment method and we test them on their knowledge.
Limitations
We check if there are any deposit and withdrawal limits at each of the casinos we recommend for making a bank transfer.
Fees
We check out the transaction fees charged by the casino for using this payment method.
Conclusion
Using bank transfers at online casinos in Australia offers high security and reliability. Plus, they’re widely accepted at many online casinos, making them a proven payment method in the online gambling industry.
If you’re looking for an instant bank transfer, it may be worth looking into other payment options that link to your bank account because traditional transfers tend to be a little slower. You’ll also need to feel comfortable inputting your bank details when requesting a withdrawal.
So, if you value safety over speed, bank transfer online casinos are a great choice.
Bank Transfer Casino FAQs
Are there fees for using bank transfers at online casinos?
Yes, there can be fees for using bank transfers at online casinos. The fees are set by your bank and can vary significantly so it’s worth checking into before opening an account for use at online casinos. There can also be currency exchange fees that can also eat into your winnings.
How long do bank transfer deposits take?
Bank transfer deposits usually take a few business days to process. The time depends on the bank and the casino’s policies. If you’re using PayID you’ll get an instant transfer, but a standard transfer takes longer.
Can I withdraw my winnings via transfer?
Yes, you can withdraw your winnings via transfer. Withdrawal times generally range from 2-5 business days.
What are the deposit limits for bank transfers at online casinos?
Deposit limits vary by casino but typically range from $20 minimum to $5,000 maximum per transaction.
Is using a bank transfer safe for online casino transactions?
Yes, bank transfers are very secure due to advanced encryption methods and regulatory oversight, making them a reliable option for online casino transactions.
Can I claim casino bonuses using this payment method?
Yes, most online casinos allow you to claim bonuses when making a transfer from your bank for deposits. Always check the casino’s bonus terms and conditions to make sure before you sign up!
Article Sources
Our writers use a range of reliable sources when producing our articles. We include stats, reports, original reporting and interviews with casino industry experts. We also reference original research from reputable publishers. Our editorial policy outlines the standards our editorial team need to follow to ensure we’re always providing accurate and unbiased content for our readers.